
Bank-Grade Authentication Without the Telecom Dependence
Secure customer logins, UPI confirmations, and KYC flows with encrypted OTPs, Magic Links, and QR β no SMS, no spoofing, no delay.
Free trial | No credit card required | Flexible pricing
Common Problems in Fintech
What EasyOTP Solves
Build the future of digital banking with EasyOTP
Multi-channel messaging solutions on a scalable platform
Use Case | EasyOTP Flow |
---|---|
Login to banking app/portal | OTP or Magic Link via app, not SMS |
UPI payment confirmation | Push-based second-factor via EasyOTP |
EMI alerts or transaction messages | A2P push to user app β no SMS/ WhatsApp Dependency |
KYC or eMandate approval | QR + Magic Link auth for verified consent |
Loan document or PDF access | Tokenized scan-based access |
Built for Fintech
Secure, Compliant, and Developer-Ready
From KYC to UPI, EasyOTP helps you launch and scale secure flows without worrying about compliance, complexity, or compatibility.

Compliance-Ready by Default
Stay aligned with regulatory requirements from day one.
EasyOTP is designed to meet global compliance standards without requiring custom configurations. With AES-256 encryption, HTTPS/TLS enforced by default, and GDPR-ready infrastructure, your user data and auth flows are protected end-to-end. For enterprise fintech workflows, we offer optional audit logs and support for HIPAA or SOC2 alignment.
- β AES-256 End-to-End encryption
- β HTTPS/TLS for all APIs
- β GDPR & SOC2-aligned architecture
- β Optional HIPAA and audit logs for sensitive workflows

Easy Integration
Modern APIs and SDKs that speak your tech stack.
Whether youβre launching a wallet, building a lending app, or adding UPI verification, EasyOTP fits right in. Use our REST APIs, TypeScript-ready React Native SDK, PHP client, or Webhook utilities to implement secure authentication in hoursβnot weeks. Everything is modular, versioned, and well-documented.
- π¦ React Native & PHP SDKs
- π REST APIs with detailed docs
- π Webhooks for real-time events
- π Developer dashboard with API logs
- π§© Zapier & third-party plug-in support (upcoming)

Who Itβs For
Ideal for new-age fintechs and regulated institutions alike.
EasyOTP powers fintech authentication across segments β from neobanks and NBFCs to mutual fund apps and payment aggregators. If youβre handling sensitive user data, enabling high-volume logins, or replacing fragile SMS flows, EasyOTP is built for your roadmap.
- β Neobanks & wallets
- β Lending platforms & NBFCs
- β Mutual fund & insurance providers
- β UPI apps and aggregators
- β Credit card onboarding systems

Need integration support? Weβre here.
Engage users on their own terms with secure, app-based messaging β no SMS delays, no carrier blocks. Whether itβs a UPI alert, EMI reminder, or account update, EasyOTP delivers your message instantly through our centralized push messaging platform. Powered by real-time event infrastructure and device-level routing, you get unmatched delivery reliability β even at fintech scale.
Contact us now