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Bank-Grade Authentication Without the Telecom Dependence

Secure customer logins, UPI confirmations, and KYC flows with encrypted OTPs, Magic Links, and QR β€” no SMS, no spoofing, no delay.

Free trial | No credit card required | Flexible pricing

Common Problems in Fintech

  • ❌ SMS OTPs delayed, blocked, or spoofed

  • ❌ Rising telecom and fallback costs

  • ❌ Vulnerable KYC and mandate workflows

  • ❌ Broken flows in rural or low-signal areas

  • ❌ Poor conversion during logins or payments

What EasyOTP Solves

  • πŸ” App-based OTPs – Encrypted, instant, and SIM-free

  • βœ‰οΈ Magic Links – One-tap access for low-friction actions

  • πŸ“Έ QR Login – Secure desktop/mobile entry for portals

  • πŸ“£ A2P Messaging – Real-time alerts, EMI reminders, and payment prompts

  • ⏱ Token Expiry – Auto-expiring flows for better control and fraud resistance

  • 🧾 Audit Trails – Every auth and message event is logged

Build the future of digital banking with EasyOTP

Multi-channel messaging solutions on a scalable platform

Use Case EasyOTP Flow
Login to banking app/portal OTP or Magic Link via app, not SMS
UPI payment confirmation Push-based second-factor via EasyOTP
EMI alerts or transaction messages A2P push to user app β€” no SMS/ WhatsApp Dependency
KYC or eMandate approval QR + Magic Link auth for verified consent
Loan document or PDF access Tokenized scan-based access

Built for Fintech

Secure, Compliant, and Developer-Ready

From KYC to UPI, EasyOTP helps you launch and scale secure flows without worrying about compliance, complexity, or compatibility.


Compliance-Ready by Default

Stay aligned with regulatory requirements from day one.

EasyOTP is designed to meet global compliance standards without requiring custom configurations. With AES-256 encryption, HTTPS/TLS enforced by default, and GDPR-ready infrastructure, your user data and auth flows are protected end-to-end. For enterprise fintech workflows, we offer optional audit logs and support for HIPAA or SOC2 alignment.


  • βœ… AES-256 End-to-End encryption
  • βœ… HTTPS/TLS for all APIs
  • βœ… GDPR & SOC2-aligned architecture
  • βœ… Optional HIPAA and audit logs for sensitive workflows

Easy Integration

Modern APIs and SDKs that speak your tech stack.

Whether you’re launching a wallet, building a lending app, or adding UPI verification, EasyOTP fits right in. Use our REST APIs, TypeScript-ready React Native SDK, PHP client, or Webhook utilities to implement secure authentication in hoursβ€”not weeks. Everything is modular, versioned, and well-documented.


  • πŸ“¦ React Native & PHP SDKs
  • πŸ”— REST APIs with detailed docs
  • πŸ”” Webhooks for real-time events
  • πŸ” Developer dashboard with API logs
  • 🧩 Zapier & third-party plug-in support (upcoming)

Who It’s For

Ideal for new-age fintechs and regulated institutions alike.

EasyOTP powers fintech authentication across segments β€” from neobanks and NBFCs to mutual fund apps and payment aggregators. If you’re handling sensitive user data, enabling high-volume logins, or replacing fragile SMS flows, EasyOTP is built for your roadmap.


  • βœ… Neobanks & wallets
  • βœ… Lending platforms & NBFCs
  • βœ… Mutual fund & insurance providers
  • βœ… UPI apps and aggregators
  • βœ… Credit card onboarding systems
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Need integration support? We’re here.

Engage users on their own terms with secure, app-based messaging β€” no SMS delays, no carrier blocks. Whether it’s a UPI alert, EMI reminder, or account update, EasyOTP delivers your message instantly through our centralized push messaging platform. Powered by real-time event infrastructure and device-level routing, you get unmatched delivery reliability β€” even at fintech scale.

Contact us now